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If you’re in the market for a new Chrysler,Dodge,Jeep,Ram, then you may be asking yourself, “Should I buy or lease?” Deciding whether to buy or lease your next vehicle depends on a variety of factors, such as your financial situation, credit history, and how committed you are to that specific model. If you’re the type of Sarasota driver who likes to try new vehicles often, leasing your next vehicle can help alleviate the financial burden of buying new cars frequently.
Leasing is a good option for people with low credit scores as it has a lower interest rate than financing a vehicle and can help you raise your credit score. Buying a new car is a good option for you if you plan to keep the car for a long time. Contact our finance department for more information on your financing options. Our staff can help you choose the best option for your circumstances so that you can drive home in a vehicle that fits your needs.
Buying a vehicle is beneficial for drivers who don’t want to put restrictions on their driving habits. When you lease a vehicle, your contract will indicate how many miles you can drive on your vehicle. If you go over that mileage, you will face penalties. When you buy a vehicle, you can work your way to total ownership after the initial period of paying off your loan, and it is more cost-effective the longer you have your vehicle. You also have the advantage of more financing options as well as the ability to trade in your car when it comes time for a new one. Another perk of buying your car is that you can customize it in any way you like, to make your vehicle uniquely yours.
Leasing also has its benefits. Lower monthly payments and sales tax are just two of the financial benefits of leasing vs. buying. Getting insurance coverage is also much easier than if you buy your vehicle. If you want to try out the newest models in Lakewood Ranch, but don’t have the budget for it, leasing is a good option. If you have a low credit score, you’ll find it easier to gain financing for a lease than buying a car.
The pros and cons of taking out a lease vs. buying a car depend on the person. Both have their virtues, and depending on what you’re looking for, leasing or buying can be a good option for you. If you want the freedom to treat your car as you like and plan on keeping your car for a long time, then buying a car is a good option for you. However, if you want to try out the latest models on the streets of St. Petersburg but don’t have the budget for it or have a low credit score, leasing is a better option. For more questions on financing and other topics, contact us at Firkins CDJR. Shop our new inventory online to view all available models and apply for financing today.
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