Financing is a critical part of the car-buying process. Unless you have cash in hand for the full price of a vehicle, you’ll need to negotiate financing so you can drive away in your dream car. Our dedicated team at Firkins CDJR can help nearly any customer secure a loan or lease so they can drive off the lot in an exciting new vehicle the same day.
At Firkins CDJR, we offer convenient financing options to suit any budget. If you want to own your vehicle for life, we can help you secure a car loan. This allows you to purchase your chosen new or used vehicle over time by making regular payments that include both the principal, or purchase price, of the car and interest. Our finance office works directly with select lenders to secure competitive rates and offer a variety of loan terms.
If you’d rather lease your vehicle, you can pay monthly to essentially borrow a new car. Lease payments are usually smaller than car payments, but you won’t own the vehicle at the end. When your lease is up, you may have the option to purchase the vehicle for a pre-determined price. You can also return your leased vehicle at the end of the term and select a new one to lease.
There are pros and cons to both choices, so it’s worth considering all your financing options before you settle. Our finance department can explain both car loans and leases in more detail to help you determine which option is the best fit for your needs, budget, and lifestyle.
At Firkins CDJR, we’re committed to assisting every customer on their car-buying journey, regardless of their credit score. We don’t want your financial situation to be a barrier to reliable transportation. We work with car shoppers who have poor or no credit history to help them find a vehicle that will meet their needs. We provide a confidential, hassle-free experience that’s tailored to each customer to provide optimal comfort and convenience.
Our customers have great things to say about their car-buying experience, like Terry K. who said that our team members “were very attentive, efficient, very personable in helping us finalize our 2023 Jeep Grand Cherokee 4xe purchase.” Pat K. raved about a “a great experience” when purchasing a Jeep with Firkins. Another reviewer mentioned that our finance team is “very friendly and not pushy.” We know that some dealerships put on the pressure, adding to the stress of car shopping. We prioritize a welcoming experience instead. Come meet our team at Firkins CDJR and experience the difference for yourself.
We understand that financing a new or used vehicle is a complex process, and strive to smooth it out so you can get what you need at every step. We help with everything from finding the right car to securing payments that won’t break the bank. Firkins even offers online tools that allow you to begin the car-buying process from the comfort of your home.
After exploring our inventory, you can use our convenient payment calculator to see how much you’ll pay each month to finance a vehicle based on its price, your loan term, and your interest rate. You can add a down payment or trade-in to the calculation as well. This makes it easy to experiment with different numbers, so you can arrive at the lot with a clear understanding of what you can afford and what type of loan you’re looking for. You can even get pre-qualified for your loan before you come in.
Our finance team will help you finalize the purchase, offering expert guidance along the last few steps to ensure that you have the best deal possible. We have a detailed understanding of the local market that equips us to offer unique insights on your purchase. Our team at Firkins adds a personalized touch to every sale.
Firkins CDJR is committed to providing a supportive experience for customers throughout the financing process. We work with an extensive network of lenders so we can connect you to the best loan terms for your credit score. There’s no obligation attached to our car loan application, so you can confidently pursue your pre-qualification.
Our financial services also help put money in your pocket. You can value your trade online to find out how much your current car can contribute to your down payment for the next model. Our trade-in process is quick and easy, so you can focus on the excitement of your new vehicle rather than the hassle of selling your old one.
If you’re ready to learn more about financing your next vehicle, you can get started online or in person. Our finance team is happy to answer your questions and offer as much or as little guidance as you want during the car-buying process. You can walk in with your pre-qualification in hand, or schedule an appointment to sit down and work through the application in person. We customize the car shopping experience to meet your needs.
Contact us today to learn more about what we have on the lot and discuss the next steps to making your dream car a reality. Our experienced team members will make your journey a breeze. We’re available Monday through Friday from 8 a.m. to 8 p.m., on Saturdays from 8 a.m. to 6 p.m., and on Sundays from 11 a.m. to 4 p.m. Our convenient hours make it easy to pursue your new vehicle any day of the week.
Finding the right financing is as important as finding the right car. Our finance solutions will help unlock the door to your dream car. The finance center at Firkins CDJR has the knowledge, resources, and connections that you need to transform your car shopping experience and ensure success. We’re committed to providing a personalized process tailored to any shopper’s budget and credit score. Come visit our dealership to get started today.